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$440,000
26 Hall Road · Halton Hills · Ontario L7G 0J8
126 days on market
Located at 26 Hall Road in Georgetown, this well-maintained condo offers low-maintenance living in a friendly and desirable community, close to shopping, parks, and everyday conveniences. Bright and spacious 1 bedroom, 1 bathroom condo with a versatile den that can easily serve as a second bedroom, home office, or guest space. This inviting open-concept unit is filled with natural light and offers a functional layout designed for comfortable everyday living. Enjoy the convenience of in-suite lau…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX REAL ESTATE CENTRE INC.
Source: TRREB/PROPTX · MLS® W13468934
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,031 | $1,669/mo |
| Government & taxes | ||
| Property tax | $2,561 | $213/mo |
| Land transfer tax(closing) | $5,275 | $440/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,400 | $367/mo |
| Condo fees | ||
| Condo / HOA fees | $9,972 | $831/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $51,399 | $4,283/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.