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$1.15M · 3 bed Condo Townhouse · High Park-Swansea, Toronto | MyPropertyScout

$1,149,900

Unit 14

35 DOM

3335d

Map

DOM 35

$1,149,900

DOM35days

Unit 14

20 Budgell Terrace · Toronto · Ontario M6S 1B4

MLS® W13452674 · High Park-Swansea · M6S 1B4

33OwnerOccupied1600-1799 ft²Condo Townhouse1-car AttachedFinished with Walk-Out35d$677/ft²$5,942 tax/yrFinished with Walk-Out

35 days on market

About this home

Rare Ravine Oasis in Swansea! Welcome to 20 Budgell Terrace #14, an exclusive condo townhome tucked away on a quiet, family-friendly cul-de-sac. Built on a dramatic escarpment, this unique home offers a spacious multi-level layout with three bedrooms, including a primary bedroom with a generous walk-in closet. Enjoy a "bird's-eye" view of nature from two walk-outs: a large upper balcony overlooking the peaceful ravine and a secluded lower garden terrace. Timeless architectural character blends s…

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Property details

MLS#: W13452674
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 3-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 5 pc · Third; 2 pc · Second; 3 pc · Ground
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Public Transit, School, Cul de Sac/Dead End, Ravine

Condo corp #: 462
Balcony: Terrace
Locker: None
Fees include: Water Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Wood
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bloor W and Windermere
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Sump Pump
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® W13452674

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$1.15M

Unit 14 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,149,900✓ $5,942 tax✓ Wood✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,105/mo

incl. closing costs (yr 1)

Annual total

$109,264

year 1

Mortgage only

$4,362/mo

principal + interest

Beyond mortgage

$2,662/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$229,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$495/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Wood$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$65/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $52,348/yr

Property taxes23% $25,415/yr

Utilities4% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $11,499/yr

Condo fees9% $9,342/yr

Closing costs5% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$52,348	$4,362/mo
Government & taxes
Property tax	$5,942	$495/mo
Land transfer tax(closing)	$19,473	$1,623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Wood	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,499	$958/mo
Condo fees
Condo / HOA fees	$9,342	$779/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$109,264	$9,105/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 14

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs