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$440K · 2 bed Condo Apartment · Unit 409, 188 Mill Street, Brampton, Ontario L6Y 1T8 | HomeSearchCanada

$439,900

Unit 409

48 DOM

2148d

Map

DOM 48

$439,900

DOM48days

Unit 409

188 Mill Street · Brampton · Ontario L6Y 1T8

MLS® W13249780 · Brampton South · L6Y 1T8

21OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement48d$463/ft²$3,122 tax/yrBuilt 195175 yrs oldNo basement

48 days on market

About this home

Discover this rare condo that offers the space, character, and views rarely found at this price point. This beautifully upgraded two-level home offers 1,000 sq. ft. of thoughtfully designed living space, with a distinctive loft-inspired layout that feels more like a townhouse than a typical condo. Almost wall-to-wall windows on both the NE and SW sides fill the home with natural light and enhance the sense of openness, with peaceful views of Etobicoke Creek, the cherry blossoms in Archdekin Park…

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Property details

MLS#: W13249780
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Apartment
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Flat
Foundation: Unknown
Property features: Clear View, Greenbelt/Conservation, Park, Place Of Worship, Public Transit, River/Stream

Fireplaces: 1
Fireplace features: Electric

View: Park/Greenbelt

Condo corp #: 904
Balcony: Open
Locker: Ensuite+Common
Fees include: Heat Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Radiant
Heating fuel: Other
Cooling: Window Unit(s)
Waterfront: No
Exterior: Brick · Backs On Green Belt
Fronting on: —
Cross street: West from Hurontario St (Main St), N of Elgin Dr
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: JN REALTY

Source: TRREB/PROPTX · MLS® W13249780

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$440K

Unit 409 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $3,122 tax✓ Other✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,439/mo

incl. closing costs (yr 1)

Annual total

$53,270

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,873/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$260/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $20,026/yr

Property taxes16% $8,395/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,399/yr

Condo fees18% $9,790/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$3,122	$260/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$9,790	$816/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,270	$4,439/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 409

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs