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$639,000
1300 Islington Avenue · Toronto · Ontario M9A 5C4
73 days on market
Client RemarksYour Next Move is into this luxurious suite in the highly sought-after Barclay Terrace, located in prime Etobicoke and built by renowned developer Tridel. This beautifully maintained Sub- Penthouse two-bedroom condominium offers an impressive layout of approximately 1,130 square feet, showcasing breathtaking west-facing views. Professionally painted and thoughtfully designed, the suite includes one parking space with your own electric vehicle charger and one locker for added conven…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SUTTON GROUP OLD MILL REALTY INC.
Source: TRREB/PROPTX · MLS® W13143380
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,090 | $2,424/mo |
| Government & taxes | ||
| Property tax | $2,866 | $239/mo |
| Land transfer tax(closing) | $9,255 | $771/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,390 | $533/mo |
| Condo fees | ||
| Condo / HOA fees | $13,087 | $1,091/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $71,348 | $5,946/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.