$449K · 1+1 bed Condo Apartment · Unit 1709, 145 Hillcrest Avenue, Mississauga, Ontario L5B 3Z1

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About this home

Location, Location, Location! Bright and spacious 1-bedroom + den condo offering stunning views of the Toronto skyline and Lake Ontario. Approximately 945 sq. ft. of well-designed living space, with a versatile den that can easily serve as a second bedroom or home office. Ideally situated just steps to the Cooksville GO Station and public transit, with quick access to the QEW, Hwy 403, and Hwy 401. Conveniently located minutes from Square One Shopping Centre, theatres, restaurants, schools, and…

Property details

MLS#

W13133008

Status

Buy Now

Property class

Residential Condo & Other

Beds

1+1

Baths

1 full, 0 half

Rooms

Kitchens

Size

900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 388
Balcony: None
Locker: None
Association amenities: Game Room, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Heat Included, Water Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Hurontario/Hillcrest
Stories: 16
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: None
Parking features: Underground

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $459,000 to $449,000).

Motivated SellerWhy this label

92 days on market — Listing has been active for 92 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $2,305 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,223/mo

incl. closing costs (yr 1)

Annual total

$50,670

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,606/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$192/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $20,440/yr

Property taxes15% $7,760/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,490/yr

Condo fees14% $7,320/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$2,305	$192/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Condo fees
Condo / HOA fees	$7,320	$610/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,670	$4,223/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1709

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs