$949K · 3 bed Condo Townhouse · Rathwood, Mississauga

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About this home

Beautifully renovated corner unit townhouse in a family-friendly complex. This spacious open concept home features a large updated kitchen with oversized island, plenty of cabinetry and storage, a cozy fireplace, and walk-out to a landscaped backyard. The primary bedroom offers his & hers closets, a private ensuite, and Juliet balcony. Two additional generous-sized bedrooms and another full bathroom complete the second floor. Finished basement includes an additional kitchen, living space, 3-piec…

Property details

MLS#

W13131476

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

4 full, 0 half

Rooms

Kitchens

Size

1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Walk-Up

Style

2-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 3 pc · Second; 2 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Public Transit, School, School Bus Route

Condo corp #: 213
Balcony: Juliette
Locker: Ensuite
Association amenities: BBQs Allowed, Playground
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Fieldgate/Rathburn
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,000✓ $3,921 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,633/mo

incl. closing costs (yr 1)

Annual total

$91,596

year 1

Mortgage only

$3,600/mo

principal + interest

Beyond mortgage

$2,287/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$327/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $43,203/yr

Property taxes21% $19,376/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,490/yr

Condo fees10% $8,868/yr

Closing costs6% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,203	$3,600/mo
Government & taxes
Property tax	$3,921	$327/mo
Land transfer tax(closing)	$15,455	$1,288/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,490	$791/mo
Condo fees
Condo / HOA fees	$8,868	$739/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$91,596	$7,633/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs