Loading neighbourhood intel…
Loading neighbourhood intel…
$520,000
LAGO CONDOMINIUM · 56 Annie Craig Drive · Toronto · Ontario M8V 0C5
165 days on market
Welcome to LAGO Condominium - a bright and thoughtfully laid-out 1-bedroom, 1-bathroom condo in the heart of Humber Bay Shores. This suite offers an efficient open-concept design with a comfortable open concept living and dining area, a practical kitchen layout, and a well-sized bedroom that provides privacy without wasted space. Large windows bring in natural light, creating a warm and inviting feel throughout the unit. The bathroom is conveniently positioned, and the overall floor plan makes e…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CITYSCAPE REAL ESTATE LTD.
Source: TRREB/PROPTX · MLS® W13113700
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,673 | $1,973/mo |
| Government & taxes | ||
| Property tax | $2,002 | $167/mo |
| Land transfer tax(closing) | $6,875 | $573/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,200 | $433/mo |
| Condo fees | ||
| Condo / HOA fees | $4,896 | $408/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,306 | $4,442/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.