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$699,900
15 Windermere Avenue · Toronto · Ontario M6S 5A2
173 days on market
Welcome to an exceptional 2 bedroom , 2 Baths penthouse residence in the coveted High Park-Swansea community-a beautifully renovated urban retreat offering breathtaking lake views, refined finishes, and effortless city access. Maintenance fee includes many Utilties .This elegant home spans accross the city scape complemented by a private 42-square-foot balcony, and features two well-appointed bedrooms with gleaming hardwood floors throughout.The thoughtfully designed kitchen is a chef's deligh…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $29KPrice reduction
MLS shows the seller reduced the asking price by $29,100 (from $729,000 to $699,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE REALTY PLUS
Source: TRREB/PROPTX · MLS® W13075890
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,862 | $2,655/mo |
| Government & taxes | ||
| Property tax | $2,046 | $170/mo |
| Land transfer tax(closing) | $10,473 | $873/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,999 | $583/mo |
| Condo fees | ||
| Condo / HOA fees | $12,558 | $1,047/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $74,599 | $6,217/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.