$600K · 3+1 bed Condo Townhouse · Unit 11, 21 Four Winds Drive, Toronto, Ontario M3J 1K7

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About this home

Large 1,225 sq ft + basement Condo Townhouse near York University. Stop compromising on space! Bathed in natural light, the unit boasts a premium South exposure, ensuring your living space is flooded with warm sun all day! The expansive layout features a large open-concept living and dining area perfect for entertaining, and three generously sized bedrooms and large basement. Nearby recreation center includes: indoor pool, a fully equipped gym, a sauna to unwind in after work, and 24-hour securi…

Property details

MLS#

W13074774

Status

Buy Now

Property class

Residential Condo & Other

Beds

3+1

Baths

2 full, 0 half

Rooms

6 + 1

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished

Style

2-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 54
Balcony: None
Locker: None
Association amenities: Indoor Pool, Outdoor Pool, Recreation Room, Exercise Room
Fees include: Cable TV Included, Common Elements Included, Heat Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Keele/Finch
Stories: 1
Utilities: —
Laundry: Laundry Room, In-Suite Laundry
Laundry level: Lower Level
Interior: Other
Parking features: Underground

Price movement & seller pressure

↓ $70KPrice reduction

MLS shows the seller reduced the asking price by $70,000 (from $669,900 to $599,900).

Motivated SellerWhy this label

126 days on market — Listing has been active for 126 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $2,103 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,533/mo

incl. closing costs (yr 1)

Annual total

$66,394

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$2,093/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$175/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $27,310/yr

Property taxes16% $10,576/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,999/yr

Condo fees18% $11,849/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$2,103	$175/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$11,849	$987/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,394	$5,533/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 11

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs