$440K · 2+1 bed Condo Apartment · Unit 505, 30 Malta Avenue, Brampton, Ontario L6Y 4S5

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About this home

Ideal for First-Time Buyers, Families, or Investors! Spacious 2-Bed, 2-Bath Condo with Excellent Amenities! Welcome to this well-kept, move-in ready condo, perfectly located in one of Brampton's most desirable areas. Whether you're a first-time buyer, a growing family, or an investor, this home offers great value and convenience. The open-concept layout features a bright, sun-filled living and dining area with elegant light fixtures, creating an inviting space for relaxing or entertaining. Thoug…

Property details

MLS#

W12961082

Status

Buy Now

Property class

Residential Condo & Other

Beds

2+1

Baths

2 full, 0 half

Rooms

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Foundation: Poured Concrete
Property features: Public Transit, Clear View, Park, Rec./Commun.Centre, School

Condo corp #: 439
Balcony: None
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: McLaughlin Rd S & Ray Lawson Blvd
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: None

Price movement & seller pressure

↓ $39KPrice reduction

MLS shows the seller reduced the asking price by $39,001 (from $479,000 to $439,999).

Motivated SellerWhy this label

153 days on market — Listing has been active for 153 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,999✓ $2,748 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,612/mo

incl. closing costs (yr 1)

Annual total

$55,348

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$2,045/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$85/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $20,031/yr

Property taxes14% $8,023/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,400/yr

Condo fees22% $12,235/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,031	$1,669/mo
Government & taxes
Property tax	$2,748	$229/mo
Land transfer tax(closing)	$5,275	$440/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,400	$367/mo
Condo fees
Condo / HOA fees	$12,235	$1,020/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,348	$4,612/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 505

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs