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$299,900
DOM22days11 Laguna Parkway · Ramara · Ontario L0K 1B0
22 days on market
SKIP THE COTTAGE UPKEEP WITH THIS LOW-MAINTENANCE WATERFRONT CONDO, COMPLETE WITH PRIVATE BOAT MOORING RIGHT IN YOUR BACKYARD! This ground-floor Lagoon City condo puts the water right outside your door, with a private patio overlooking the canal and direct access to Lake Simcoe through the community's interconnected waterways. Keep your boat moored out back, head out for a paddle or spend the afternoon fishing, then come home without ever dealing with the maintenance that comes with a traditiona…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Source: TRREB/PROPTX · MLS® S13852222
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~650 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $13,653 | $1,138/mo |
| Government & taxes | ||
| Property tax | $2,421 | $202/mo |
| Land transfer tax(closing) | $2,974 | $248/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,999 | $250/mo |
| Condo fees | ||
| Condo / HOA fees | $6,816 | $568/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $38,023 | $3,169/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.