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$489,000
DOM42days30 Laguna Parkway · Ramara · Ontario L0K 1B0
42 days on market
Wake up overlooking the water each day. Step outside and feel like you're already on vacation-this move-in ready waterfront townhome pairs space, light, and a rare lifestyle: your own private boat slip (BOAT INCLUDED IN THE SALE) ,with direct canal access to Lake Simcoe. Inside, you'll find 3 bedrooms and 4 bathrooms plus spacious living and dining areas made for real gatherings-family nights, weekend hosting, and everything in between. Outside, it's all about the view. Unwind on the large uppe…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX COUNTRY LAKES REALTY INC.
Source: TRREB/PROPTX · MLS® S13770814
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,900 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,261 | $1,855/mo |
| Government & taxes | ||
| Property tax | $3,878 | $323/mo |
| Land transfer tax(closing) | $6,255 | $521/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,890 | $408/mo |
| Condo fees | ||
| Condo / HOA fees | $11,400 | $950/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,845 | $4,820/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.