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$499K · 3 bed Condo Apartment · Unit 402, 40 Ferndale Drive, Barrie, Ontario L4N 2L3 | HomeSearchCanada

$499,000

Unit 402

11 DOM

3211d

Map

DOM 11

Waterfront

$499,000

DOM11days

Unit 402

40 Ferndale Drive · Barrie · Ontario L4N 2L3

MLS® S13713326 · Ardagh · L4N 2L3

32OwnerOccupied1400-1599 ft²Condo Apartment1-car UndergroundNo basement11d$333/ft²$4,899 tax/yrBuilt 20188 yrs oldNo basement

11 days on market

About this home

TOP-FLOOR CORNER PENTHOUSE WITH 1,464 SQ. FT. & TREED VIEWS! Overlooking the greenery of Bear Creek Park in sought-after Ardagh, this spacious suite gives you three bedrooms, two bathrooms and the freedom of low-maintenance living without feeling like you have downsized your life. Crown moulding and a feature wall add character to the living room, while the walkout to the private balcony puts the treed view front and centre, whether dinner moves outside or you simply want a quiet place to sit at…

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Property details

MLS#: S13713326
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RM2 (SP-493)

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Rec./Commun.Centre, Public Transit, Lake/Pond, Park

View: City

Waterfront: Yes

Condo corp #: 413
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Party Room/Meeting Room, Playground, Visitor Parking
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Tiffin St/Ferndale Dr S
Stories: 4
Utilities: —
Laundry: Gas Dryer Hookup, In-Suite Laundry, Laundry Closet
Interior: Water Softener
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® S13713326

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$499K

Unit 402 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $4,899 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,785/mo

incl. closing costs (yr 1)

Annual total

$57,424

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,896/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$408/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,717/yr

Property taxes20% $11,354/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,990/yr

Condo fees13% $7,704/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$4,899	$408/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$7,704	$642/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,424	$4,785/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs