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$558K · 1+1 bed Condo Apartment · Unit 422, Monaco Condos, 1 Hume Street, Collingwood, Ontario L9Y 2M4 | HomeSearchCanada

$558,000

Unit 422

18 DOM

1+1118d

Map

DOM 18

Waterfront

$558,000

DOM18days

Unit 422

Monaco Condos · 1 Hume Street · Collingwood · Ontario L9Y 2M4

MLS® S13686644 · Collingwood · L9Y 2M4

1+11Vacant700-799 ft²Condo Apartment1-car UndergroundNo basement18d$744/ft²$2,376 tax/yrBuilt 20233 yrs oldNo basement

18 days on market

About this home

Welcome to The Bright East Facing 4th Floor, Edward Suite, a 1 Bedroom Plus Den with 10ft Ceilings, Upgraded 8ft Interior Doors, an Open Concept Layout and A Large Balcony (142 SF) with Space to Lounge and Dine. The Kitchen includes Quartz Countertops with Upgraded Edges, Extended 42 Inch Upper Cabinets, a Tile Backsplash, Under Cabinet Lighting, Stainless Steel Appliances and a Breakfast Bar, a Walk-In Closet in the Bedroom and In Suite Full Sized Laundry Units. The Condo comes with One Parking…

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Property details

MLS#: S13686644
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Golf, Hospital, Library, Place Of Worship, Rec./Commun.Centre, School

Waterfront: Yes

Building name: Monaco Condos
Condo corp #: 500
Balcony: Open
Locker: Owned
Association amenities: Bike Storage, Community BBQ, Elevator, Exercise Room, Game Room, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: Hurontario & Hume
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, Separate Hydro Meter
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: iCloud Realty Ltd.

Source: TRREB/PROPTX · MLS® S13686644

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$558K

Unit 422 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $558,000✓ $2,376 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,836/mo

incl. closing costs (yr 1)

Annual total

$58,037

year 1

Mortgage only

$2,117/mo

principal + interest

Beyond mortgage

$1,625/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$198/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,580/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,635

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $25,403/yr

Property taxes17% $10,011/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,580/yr

Condo fees14% $7,883/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,403	$2,117/mo
Government & taxes
Property tax	$2,376	$198/mo
Land transfer tax(closing)	$7,635	$636/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,580	$465/mo
Condo fees
Condo / HOA fees	$7,883	$657/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,037	$4,836/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 422

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs