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$430K · 2 bed Condo Apartment · Unit 409, 302 Essa Road, Barrie, Ontario L9J 0H3 | HomeSearchCanada

$429,900

Unit 409

33 DOM

2133d

Map

DOM 33

$429,900

DOM33days

Unit 409

302 Essa Road · Barrie · Ontario L9J 0H3

MLS® S13633244 · Ardagh · L9J 0H3

21OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement33d$391/ft²$4,138 tax/yrBuilt 20188 yrs oldNo basement

33 days on market

About this home

Welcome to The Gallery Condominiums --- Barrie's Art-Inspired Community With A Modern West Coast Vibe. This Well Kept 2 Bedroom Unit Offers Over 1000 Sq Ft Of Bright Living Space, An Open Concept Design Excellent For Entertaining, An Enclosed Private Balcony, Granite Counters And Stainless Steel Appliances In Kitchen, Quartz Counters In Bathroom, And A Premium Location Only Seconds To Groceries, Shops, Restaurants, Bus Stops As Well As Highway 400 On Ramps--A Commuters Dream. 1 Underground Park…

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Property details

MLS#: S13633244
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 438
Balcony: Enclosed
Locker: Exclusive
Association amenities: BBQs Allowed, Visitor Parking, Elevator, Rooftop Deck/Garden
Fees include: Water Included, Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Stucco (Plaster)
Fronting on: —
Cross street: Essa Rd and Ardagh Rd
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK CHAY REALTY

Source: TRREB/PROPTX · MLS® S13633244

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$430K

Unit 409 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $4,138 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,152/mo

incl. closing costs (yr 1)

Annual total

$49,819

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,640/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$345/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,571/yr

Property taxes18% $9,211/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,299/yr

Condo fees12% $6,078/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$4,138	$345/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$6,078	$506/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,819	$4,152/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 409

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs