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$639,900
90 Orchard Point · Orillia · Ontario L3V 8K4
84 days on market
Experience the best of lakeside living in this beautifully appointed 1-bedroom plus den, 2-bathroom condo offering breathtaking, unobstructed views of Lake Simcoe. Relax and take in spectacular sunsets from your spacious private balcony, complete with a gas hookup for a BBQ or fire table-perfect for entertaining or unwinding by the water. Inside, the bright, open-concept layout is filled with natural light from expansive windows that frame the stunning lake views. The versatile den provides the…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $59KPrice reduction
MLS shows the seller reduced the asking price by $59,100 (from $699,000 to $639,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Royal LePage Quest
Source: TRREB/PROPTX · MLS® S13623946
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,131 | $2,428/mo |
| Government & taxes | ||
| Property tax | $6,123 | $510/mo |
| Land transfer tax(closing) | $9,273 | $773/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,399 | $533/mo |
| Condo fees | ||
| Condo / HOA fees | $8,994 | $750/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $69,080 | $5,757/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.