$1.60M · 4 bed Condo Townhouse · 9 Cranberry Surf N/A, Collingwood, Ontario L9Y 5C4

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About this home

A Refined Waterfront Sanctuary on Nottawasaga Bay! A residence of timeless elegance and four season beauty, 9 Cranberry Surf presents a rare opportunity to live directly on the shores of Nottawasaga Bay, where uninterrupted water views grace every principal room. Whether envisioned as a full time residence or an exclusive recreational retreat, this home delivers a lifestyle defined by serenity, sophistication, and effortless access to Collingwood's finest amenities. Property Highlights Include:…

Property details

MLS#

S13599424

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

4 full, 0 half

Rooms

Kitchens

Size

1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

3-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 2 pc · Second; 4 pc · Third; 5 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Slab
Property features: Clear View, Electric Car Charger, Golf, Hospital, Lake Access, Skiing

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

View: Bay, Bridge, Clear, Marina, Panoramic, Trees/Woods, Water

Waterfront: Yes
Water view: Direct
Water body: Nottawasaga Bay
Shoreline: Shallow, Natural, Mixed
Waterfront features: Stairs to Waterfront, Waterfront-Not Deeded

Condo corp #: 237
Balcony: Open
Locker: None
Association amenities: Communal Waterfront Area, Outdoor Pool, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Wood · Awnings, Backs On Green Belt, Deck, Landscaped, Lawn Sprinkler System, Patio, Privacy, Recreational Area, Year Round Living
Fronting on: —
Cross street: Highway 26 West and Balsam Street
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Countertop Range, Storage Area Lockers, Water Heater
Parking features: Inside Entry, Private, Surface, Tandem

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,000✓ $6,081 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,300/mo

incl. closing costs (yr 1)

Annual total

$147,599

year 1

Mortgage only

$6,066/mo

principal + interest

Beyond mortgage

$3,404/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$319,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$507/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $72,793/yr

Property taxes23% $34,536/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $15,990/yr

Condo fees9% $13,620/yr

Closing costs3% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,793	$6,066/mo
Government & taxes
Property tax	$6,081	$507/mo
Land transfer tax(closing)	$28,455	$2,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,990	$1,333/mo
Condo fees
Condo / HOA fees	$13,620	$1,135/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$147,599	$12,300/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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9 Cranberry Surf N/A

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