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$470K · 2+1 bed Condo Apartment · Holly, Barrie | MyPropertyScout

$470,000

Unit 422

4 DOM

2+124d

Map

DOM 4

$470,000

DOM4days

Unit 422

430 Essa Road · Barrie · Ontario L9J 0M1

MLS® S13579388 · Holly · L9J 0M1

2+12TenantOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement4d$495/ft²$3,925 tax/yrBuilt 20233 yrs oldNo basement

4 days on market

About this home

Beautiful and well-maintained 2 bedroom + den, 2 full bathroom condo with an above-ground indoor parking space, offering over 960 sq. ft. of thoughtfully designed living space plus a private balcony. This bright unit features a spacious open-concept layout and one of the best views in the building. The modern interior includes smooth ceilings, durable vinyl flooring, stainless steel kitchen appliances, quartz countertops, a stylish backsplash, and a functional kitchen island-perfect for everyday…

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Property details

MLS#: S13579388
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Public Transit, Electric Car Charger

Condo corp #: 490
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Exercise Room, Gym, Party Room/Meeting Room, Visitor Parking, Rooftop Deck/Garden
Fees include: Heat Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Essa Road & Veterans Drive
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX METROPOLIS REALTY

Source: TRREB/PROPTX · MLS® S13579388

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$470K

Unit 422 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $470,000✓ $3,925 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,671/mo

incl. closing costs (yr 1)

Annual total

$56,055

year 1

Mortgage only

$1,783/mo

principal + interest

Beyond mortgage

$1,940/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$327/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $21,396/yr

Property taxes17% $9,800/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,700/yr

Condo fees17% $9,499/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,396	$1,783/mo
Government & taxes
Property tax	$3,925	$327/mo
Land transfer tax(closing)	$5,875	$490/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,700	$392/mo
Condo fees
Condo / HOA fees	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,055	$4,671/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 422

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs