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$384,900
166 Owen Street · Barrie · Ontario L4M 3H9
100 days on market
Welcome to this highly sought-after downtown condominium, perfectly situated within walking distance to the waterfront, restaurants, shops, and all the amenities of downtown living. Nestled among beautiful mature walnut trees, this quiet and serene setting offers the perfect balance of convenience and tranquility.This spacious one-bedroom unit has been recently updated and features a bright, functional layout. Enjoy your morning coffee or unwind in the evening on the private balcony overlooking…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $31KPrice reduction
MLS shows the seller reduced the asking price by $31,000 (from $415,900 to $384,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SUTTON GROUP INCENTIVE REALTY INC.
Source: TRREB/PROPTX · MLS® S13564330
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,522 | $1,460/mo |
| Government & taxes | ||
| Property tax | $2,866 | $239/mo |
| Land transfer tax(closing) | $4,249 | $354/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,849 | $321/mo |
| Condo fees | ||
| Condo / HOA fees | $9,809 | $817/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,455 | $3,955/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.