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$539,900
49 Ferndale Drive · Barrie · Ontario L4N 5W9
112 days on market
Welcome to your new address! Pride of ownership is clearly evident in this immaculate three storey townhome located in a desirable well-maintained community nestled next to the Bear Creek Eco Park. Enjoy exclusive maintenance free living that offers plenty of visitor parking and its own playground. This beautiful town home offers over 1900 sq feet of living space, parking for three vehicles and privacy with no neighbours behind. This home showcases 3 bedrooms and 4 bathrooms conveniently offerin…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: COLDWELL BANKER THE REAL ESTATE CENTRE
Source: TRREB/PROPTX · MLS® S13517410
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,579 | $2,048/mo |
| Government & taxes | ||
| Property tax | $4,419 | $368/mo |
| Land transfer tax(closing) | $7,273 | $606/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,399 | $450/mo |
| Condo fees | ||
| Condo / HOA fees | $9,404 | $784/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $61,733 | $5,144/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.