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$399K · 2 bed Condo Apartment · Unit 102, 172 Eighth Street, Collingwood, Ontario L9Y 4T2 | HomeSearchCanada

$399,000

Unit 102

24 DOM

2124d

Map

DOM 24

$399,000

DOM24days

Unit 102

172 Eighth Street · Collingwood · Ontario L9Y 4T2

MLS® S13500320 · Collingwood · L9Y 4T2

21OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement24d$363/ft²$2,879 tax/yrBuilt 198541 yrs oldNo basement

24 days on market

About this home

Bright and light 2 bedroom condo on the main floor in The Galleries. This west facing unit boasts ample space with over 1100 sqft; newly installed vinyl plank flooring; and freshly painted. Easy access to the secure front entrance with concierge service or keyless fob side entry to the building, no elevator is needed! Enjoy the convenience of main floor living, easy access to the sauna/fitness/games room, the social room/library, the guest suite (rental rates apply), and your locker. Your heated…

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Property details

MLS#: S13500320
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R4

Property features: Park, Public Transit, Rec./Commun.Centre, Golf, Skiing, Beach

Condo corp #: 158
Balcony: None
Locker: Exclusive
Association amenities: Exercise Room, Game Room, Guest Suites, Party Room/Meeting Room, Sauna, Visitor Parking
Fees include: Heat Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Oak Street and Eighth Street
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Chestnut Park Real Estate

Source: TRREB/PROPTX · MLS® S13500320

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$399K

Unit 102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $2,879 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,304/mo

incl. closing costs (yr 1)

Annual total

$51,645

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,960/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$80/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $18,164/yr

Property taxes14% $7,339/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,990/yr

Condo fees22% $11,492/yr

Closing costs10% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$2,879	$240/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$11,492	$958/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,645	$4,304/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs