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$548K · 3+2 bed Condo Townhouse · Midland, Midland | MyPropertyScout

$548,000

1 Samantha Lane

26 DOM

3+2326d

Map

DOM 26

↓ $10K

$548,000

↓ $10K

DOM26days

1 Samantha Lane

Midland · Ontario L4R 0H4

MLS® S13491646 · Midland · L4R 0H4

3+23OwnerOccupied1400-1599 ft²Condo TownhouseNoneFull, Finished26d$365/ft²$4,822 tax/yrBuilt 20188 yrs oldFull, Finished

26 days on market

About this home

RECENT PRICE REDUCTION! Welcome to 1 Samantha Lane in Midland, a beautifully finished end-unit bungalow townhouse offering low-maintenance living in a peaceful setting with greenspace out front and mature trees nearby. Exterior maintenance and landscaping are taken care of, giving you more time to enjoy the home, the neighbourhood, and the surrounding trails. The main floor features a generous primary bedroom with a walk-in closet and 3-piece ensuite bathroom. The additional bedroom on the main…

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Property details

MLS#: S13491646
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3+2
Baths: 3 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungaloft
Type: Condo Townhouse
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RT-2-H

Property features: Arts Centre, Beach, Campground, Hospital, Other, Library

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 482
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Wood, Vinyl Siding
Fronting on: —
Cross street: Thompson Street
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $558,000 to $548,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PARKER COULTER REALTY BROKERAGE INC.

Source: TRREB/PROPTX · MLS® S13491646

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$548K

1 Samantha Lane · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $548,000✓ $4,822 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,896/mo

incl. closing costs (yr 1)

Annual total

$58,756

year 1

Mortgage only

$2,079/mo

principal + interest

Beyond mortgage

$1,740/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$402/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,480/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,947/yr

Property taxes21% $12,257/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,480/yr

Condo fees9% $5,412/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,947	$2,079/mo
Government & taxes
Property tax	$4,822	$402/mo
Land transfer tax(closing)	$7,435	$620/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,480	$457/mo
Condo fees
Condo / HOA fees	$5,412	$451/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,756	$4,896/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1 Samantha Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs