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$730K · 1+1 bed Condo Apartment · Unit 103, 21 Kempenfelt Drive, Barrie, Ontario L4M 1B8 | HomeSearchCanada

$729,900

Unit 103

28 DOM

1+1228d

Map

DOM 28

Waterfront

$729,900

DOM28days

Unit 103

21 Kempenfelt Drive · Barrie · Ontario L4M 1B8

MLS® S13487126 · North Shore · L4M 1B8

1+12OwnerOccupied1000-1199 ft²Condo Apartment2-car UndergroundNo basement28d$664/ft²$6,192 tax/yrNo basement

28 days on market

About this home

Welcome to Portage Place at 21 Kempenfelt Drive, a rarely available and highly sought-after condominium building located directly on the shores of Kempenfelt Bay. Opportunities to own at this waterfront address are few, making this an exceptional offering for those seeking space, views, and an unbeatable location. Suite 103 offers a generous 1,190sf layout featuring one bedroom, a large den, a full 4-piece bathroom, and a convenient 2-piece powder room. The suite features a functional kitchen an…

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Property details

MLS#: S13487126
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc; 2 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

View: Bay, Lake

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Lake Simcoe

Condo corp #: 140
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: Dunlop/Kempenfelt
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Intercom
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK CHAY REALTY

Source: TRREB/PROPTX · MLS® S13487126

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$730K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $729,900✓ $6,192 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,346/mo

incl. closing costs (yr 1)

Annual total

$88,157

year 1

Mortgage only

$2,769/mo

principal + interest

Beyond mortgage

$3,196/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$145,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$516/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$137/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $33,228/yr

Property taxes20% $17,265/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $7,299/yr

Condo fees22% $19,704/yr

Closing costs6% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,228	$2,769/mo
Government & taxes
Property tax	$6,192	$516/mo
Land transfer tax(closing)	$11,073	$923/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,299	$608/mo
Condo fees
Condo / HOA fees	$19,704	$1,642/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$88,157	$7,346/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs