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$35K · 2 bed Condo Apartment · Unit 5109/5111, 9 Harbour Street, Collingwood, Ontario L9Y 5C5 | HomeSearchCanada

$35,000

Unit 5109/5111

84 DOM

2284d

Map

DOM 84

Waterfront

$35,000

DOM84days

Unit 5109/5111

9 Harbour Street · Collingwood · Ontario L9Y 5C5

MLS® S13442150 · Collingwood · L9Y 5C5

22OwnerOccupied1200-1399 ft²Condo ApartmentNoneNo basement84d$27/ft²$543 tax/yrNo basement

84 days on market

About this home

Welcome to Unit 5109/5111 at Living Water Resort & Spa, an opportunity to own a fraction of Collingwood's premier waterfront resort on the shores of Georgian Bay. This fully furnished 2-bedroom, 2-bathroom suite features a versatile lock-off design, allowing the property to function as a spacious two-bedroom vacation retreat or as separate one-bedroom and studio-style accommodations for added flexibility and rental potential. The main suite offers an open-concept living and dining area, full kit…

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Property details

MLS#: S13442150
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 3
Kitchens: 2
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Lake Access, Waterfront, Skiing, Golf

Fireplace features: Living Room

View: Trees/Woods

Waterfront: Yes
Water view: Obstructive
Water body: Georgian Bay
Shoreline: Natural
Waterfront features: Other

Condo corp #: 372
Balcony: Open
Locker: None
Association amenities: Communal Waterfront Area, Exercise Room, Indoor Pool, Rooftop Deck/Garden, Concierge
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick
Fronting on: —
Cross street: Highway 26 West and Harbour Street East
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Surface, Unreserved

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX Four Seasons Realty Limited

Source: TRREB/PROPTX · MLS® S13442150

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$35K

Unit 5109/5111 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $35,000✓ $543 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$1,350/mo

incl. closing costs (yr 1)

Annual total

$16,196

year 1

Mortgage only

$133/mo

principal + interest

Beyond mortgage

$744/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$7,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$45/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$20/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)10% $1,593/yr

Property taxes4% $718/yr

Utilities24% $3,960/yr

Insurance & security10% $1,600/yr

Maintenance2% $350/yr

Condo fees18% $2,874/yr

Closing costs31% $5,100/yr

Mortgage is 10% of your true cost of ownership. The other 90% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$1,593	$133/mo
Government & taxes
Property tax	$543	$45/mo
Land transfer tax(closing)	$175	$15/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$350	$29/mo
Condo fees
Condo / HOA fees	$2,874	$240/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$16,196	$1,350/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5109/5111

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs