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$380,649
11 Laguna Parkway · Ramara · Ontario L0K 1B0
135 days on market
Waterfront Lifestyle is Waiting for You In This Established Year Round Community That is a Great Place to Call Home. This Sought-After Complex Offers a Private Outdoor Heated Pool With Mature Professionally Landscaped Property. This 2 Bedroom, 2 Washroom Condo is Located in Lagoon City and Features a Bright, Open Concept Design. It Includes Private Boat Mooring on Gondola Lagoon With Direct Access to Lake Simcoe and The Trent/Severn Waterways. The Livingroom Offers Views of the Water and a Walko…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $39KPrice reduction
MLS shows the seller reduced the asking price by $39,000 (from $419,649 to $380,649).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.
Source: TRREB/PROPTX · MLS® S13427652
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,329 | $1,444/mo |
| Government & taxes | ||
| Property tax | $2,759 | $230/mo |
| Land transfer tax(closing) | $4,185 | $349/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,806 | $317/mo |
| Condo fees | ||
| Condo / HOA fees | $6,036 | $503/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $43,275 | $3,606/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.