$525K · 1+1 bed Condo Apartment · Unit 306, 6 Toronto Street, Barrie, Ontario L4N 9R2

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About this home

Welcome to 6 Toronto St., Barrie - a rare opportunity to own one of the largest 1-bedroom models in this highly sought-after waterfront condo community overlooking the beautiful Kempenfelt Bay. This spacious Southport model offers approximately 1,070 sq. ft. of thoughtfully designed living space, featuring 1 bedroom plus a versatile den and 1.5 baths. The bright open-concept layout is perfect for both everyday living and entertaining, while the den provides an ideal space for a home office or gu…

Property details

MLS#

S13124184

Status

Buy Now

Property class

Residential Condo & Other

Beds

1+1

Baths

2 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

2003

Occupancy: Vacant
Washrooms: 4 pc · Main; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Beach, Clear View, Lake Access, Park, Public Transit

View: Bay, Beach, Lake, Marina, Panoramic, Water

Waterfront: Yes

Condo corp #: 308
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Exercise Room, Guest Suites, Gym, Indoor Pool, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster) · Patio
Fronting on: —
Cross street: Toronto St. / Simcoe St.
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Guest Accommodations, Intercom, Separate Heating Controls, Storage Area Lockers
Parking features: Underground

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $29,901 (from $554,900 to $524,999).

Motivated SellerWhy this label

115 days on market — Listing has been active for 115 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,999✓ $4,969 tax✓ Other✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,200/mo

incl. closing costs (yr 1)

Annual total

$62,397

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$2,169/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$414/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $23,900/yr

Property taxes19% $11,944/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $5,250/yr

Condo fees17% $10,643/yr

Closing costs8% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$4,969	$414/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Condo fees
Condo / HOA fees	$10,643	$887/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,397	$5,200/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 306

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs