$350K · 0 bed Condo Apartment · Ardagh, Barrie

Loading neighbourhood intel…

About this home

Welcome to The Manhattan Upper West Side a beautifully maintained and modern studio condo located in one of South Barrie's most sought-after, family-friendly communities! Situated on the 3rd floor, this bright and spacious unit offers over 600 sq. ft. of thoughtfully designed living space with soaring 9-ft ceilings, durable laminate flooring, and a functional open-concept layout that feels both stylish and inviting.The charming kitchen features ample cabinetry and overlooks the spacious living/b…

Property details

MLS#

S13106748

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 376
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Ferndale and Ardagh
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Surface

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,999✓ $2,386 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,336/mo

incl. closing costs (yr 1)

Annual total

$40,028

year 1

Mortgage only

$1,328/mo

principal + interest

Beyond mortgage

$1,239/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$70,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$199/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $15,933/yr

Property taxes15% $6,111/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,500/yr

Condo fees10% $3,824/yr

Closing costs13% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,933	$1,328/mo
Government & taxes
Property tax	$2,386	$199/mo
Land transfer tax(closing)	$3,725	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,500	$292/mo
Condo fees
Condo / HOA fees	$3,824	$319/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,028	$3,336/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 303

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs