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$999K · 2 bed Condo Apartment · Unit PH 601, 1 Hume Street, Collingwood, Ontario L9Y 0X3 | HomeSearchCanada

$999,000

Unit PH 601

78 DOM

2278d

Map

DOM 78

$999,000

DOM78days

Unit PH 601

1 Hume Street · Collingwood · Ontario L9Y 0X3

MLS® S13092534 · Collingwood · L9Y 0X3

22OwnerOccupied900-999 ft²Condo Apartment2-car OtherNo basement78d$1,052/ft²$6,193 tax/yrNo basement

78 days on market

About this home

SELLER TO COVER CONDO FEES FOR THE FIRST YEAR! Experience elevated penthouse living with sweeping views of Georgian Bay, showcased from both the living area and bedrooms. This exceptional residence offers soaring 13-foot ceilings and 8-foot doors, creating a sense of grandeur while maintaining an open, bright, and airy feel throughout. Designed for both comfort and style, the space flows seamlessly to an expansive private balcony-perfect for relaxing or entertaining against a stunning natural b…

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Property details

MLS#: S13092534
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Fireplaces: 1

View: Water

Water view: Direct

Condo corp #: 500
Balcony: Terrace
Locker: Exclusive
Fees include: Condo Taxes Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Other
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick
Fronting on: —
Cross street: Hume and Hurontario
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Forest Hill Real Estate Inc.

Source: TRREB/PROPTX · MLS® S13092534

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$999K

Unit PH 601 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,000✓ $6,193 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,285/mo

incl. closing costs (yr 1)

Annual total

$99,416

year 1

Mortgage only

$3,790/mo

principal + interest

Beyond mortgage

$2,665/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$516/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $45,479/yr

Property taxes23% $22,648/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,990/yr

Condo fees11% $10,639/yr

Closing costs5% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,479	$3,790/mo
Government & taxes
Property tax	$6,193	$516/mo
Land transfer tax(closing)	$16,455	$1,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,990	$833/mo
Condo fees
Condo / HOA fees	$10,639	$887/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$99,416	$8,285/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit PH 601

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs