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$465K · 2 bed Condo Townhouse · Unit Unit 8, Laguna Shores, 41 Laguna Parkway, Ramara, Ontario L0K 1B0 | HomeSearchCanada

$464,649

Unit Unit 8

97 DOM

2297d

Map

DOM 97

Motivated SellerWaterfront

$464,649

Motivated Seller

DOM97days

Unit Unit 8

Laguna Shores · 41 Laguna Parkway · Ramara · Ontario L0K 1B0

MLS® S13012770 · Brechin · L0K 1B0

22TenantOccupied1200-1399 ft²Condo TownhouseNoneCrawl Space97d$358/ft²$3,086 tax/yrCrawl Space

97 days on market

About this home

Laguna Shores End Unit Offering 1,200 Sq. Ft. Loft With 2 Bedroom, 2 Bathroom Plus Den, Waterfront Condo With Private Boat Slip With Access To Lake Simcoe & Beyond. Large Walkout Deck/Gazebo Overlooking Woods With Beautiful Mature Trees/Forest. Lagoon City Is Waiting For You To Enjoy A Year Round Community Offering Clubhouse With Weekly Activities To Enjoy. Located Onsite is A Full Service Marina, Restaurants, Tennis & Pickleball Courts, Miles of Walking & Biking Trails, Over 10 Miles Of Enchant…

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Property details

MLS#: S13012770
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Second; 3 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Beach, Golf, Lake Access, Rec./Commun.Centre, Waterfront, Wooded/Treed

Fireplace features: Propane

View: Canal, Trees/Woods, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Shoreline: Mixed
Waterfront features: Boat Slip, Seawall, Trent System

Building name: Laguna Shores
Condo corp #: 83
Balcony: None
Locker: Ensuite+Exclusive
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Other
Exterior: Stucco (Plaster) · Canopy, Deck, Fishing, Patio, Recreational Area, Year Round Living
Fronting on: —
Cross street: Simcoe Rd./Laguna Pkwy
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Surface

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

97 days on market — Listing has been active for 97 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.

Source: TRREB/PROPTX · MLS® S13012770

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$465K

Unit Unit 8 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $464,649✓ $3,086 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,333/mo

incl. closing costs (yr 1)

Annual total

$51,997

year 1

Mortgage only

$1,763/mo

principal + interest

Beyond mortgage

$1,631/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,930

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,646/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,768

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,153/yr

Property taxes17% $8,854/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,646/yr

Condo fees16% $8,184/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,153	$1,763/mo
Government & taxes
Property tax	$3,086	$257/mo
Land transfer tax(closing)	$5,768	$481/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,646	$387/mo
Condo fees
Condo / HOA fees	$8,184	$682/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,997	$4,333/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit Unit 8

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs