$975K · 4 bed Other · 3321 Beach Club Boulevard, Severn, Ontario L3V 0E1

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About this home

Life by the water, without the work. Welcome to 3321 Beach Club Boulevard, a one of a kind home in the gated Westshore Beach Club community on Lake Couchiching, with 300 feet of sandy beach entry just steps from your door. The kind of place where you park the car, walk to the water, and wonder why you waited this long.This is the only model of its kind in the community, offering 4 bedrooms and 4 bathrooms with hardwood floors and California shutters throughout. The open concept main floor is bui…

Property details

MLS#

S12991116

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

4 full, 0 half

Rooms

Kitchens

Size

2250-2499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

2-Storey

Type

Other

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 593910064
Roll / ARN: 435101000826779

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 2 pc · Basement; 4 pc · Main; 4 pc · Second
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Fireplaces: 1
Fireplace features: Natural Gas

View: Water, Lake

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Couchiching
Water frontage: 300 ft
Shoreline: Sandy, Clean
Waterfront features: Beach Front, Trent System

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: —
Heating fuel: Gas
Cooling: —
Exterior: Hardboard
Fronting on: —
Cross street: Beach Club and Summerhill
Stories: —
Utilities: —
Laundry: Laundry Room
Interior: None, Central Vacuum
Parking features: Private

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,100 (from $995,000 to $974,900).

Motivated SellerWhy this label

101 days on market — Listing has been active for 101 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $974,900✓ $5,058 tax✓ Gas✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,243/mo

incl. closing costs (yr 1)

Annual total

$86,916

year 1

Mortgage only

$3,698/mo

principal + interest

Beyond mortgage

$1,755/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$194,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$421/mo

Utilities

Hydro / electricity$166/mo

≈ $0.07/ft² × ~2,375 ft² · ON avg ~$166/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $44,382/yr

Property taxes24% $21,031/yr

Utilities6% $5,055/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,749/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,382	$3,698/mo
Government & taxes
Property tax	$5,058	$421/mo
Land transfer tax(closing)	$15,973	$1,331/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,995	$166/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,749	$812/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,916	$7,243/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3321 Beach Club Boulevard

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs