Loading neighbourhood intel…

$695K · 2 bed Condo Apartment · Midland, Midland | MyPropertyScout

$695,000

Unit 307

117 DOM

22117d

Map

⚡ Insider Deal

DOM 117

↓ $20KMotivated SellerPrice ReducedEstate Sale

$695,000

↓ $20KMotivated Seller

DOM117days

Unit 307

Tiffin Pier · 699 Aberdeen Boulevard · Midland · Ontario L4R 5P2

MLS® S12928392 · Midland · L4R 5P2

22OwnerOccupied1400-1599 ft²Condo Apartment2-car UndergroundOther117d$463/ft²$7,258 tax/yrBuilt 200323 yrs oldOther

117 days on market

About this home

Stunning waterfront condo at Tiffin Pier-just steps from Georgian Bay. Enjoy easy, resort-style living in this bright 1,488 sq. ft. corner suite in one of Midland's most sought-after boutique waterfront buildings. This 2-bedroom, 2-bath condo offers an open-concept layout with panoramic southeast views of Georgian Bay, the Wye River, and the Martyrs' Shrine-perfect for morning coffee or unwinding at day's end. Beautifully finished with 9-foot ceilings, crown moulding, hardwood and ceramic floors…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Book a call for full analysis. Get a full analysis →

Property details

MLS#: S12928392
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Other
Style: Apartment
Type: Condo Apartment
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Other
Foundation: Concrete
Property features: Arts Centre, Golf, Hospital, Library, Marina, Public Transit

View: Bay, Lake, Marina, Panoramic, Park/Greenbelt

Water view: Direct
Water body: Georgian Bay
Shoreline: Deep
Waterfront features: Waterfront-Not Deeded

Building name: Tiffin Pier
Condo corp #: 348
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Bike Storage, Elevator, Gym, Party Room/Meeting Room, Private Marina
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Concrete, Stucco (Plaster) · Patio, Year Round Living
Fronting on: —
Cross street: Pillsbury & William
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater
Parking features: Private

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $715,000 to $695,000).

Motivated SellerWhy this label

Estate sale — Listing remarks or MLS designation indicate an estate sale.
117 days on market — Listing has been active for 117 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOSLEY REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® S12928392

Do you own a home in Midland?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$695K

Unit 307 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $695,000✓ $7,258 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,783/mo

incl. closing costs (yr 1)

Annual total

$81,397

year 1

Mortgage only

$2,637/mo

principal + interest

Beyond mortgage

$2,824/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$605/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$101/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $31,639/yr

Property taxes22% $17,633/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,950/yr

Condo fees18% $14,515/yr

Closing costs6% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,639	$2,637/mo
Government & taxes
Property tax	$7,258	$605/mo
Land transfer tax(closing)	$10,375	$865/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,950	$579/mo
Condo fees
Condo / HOA fees	$14,515	$1,210/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,397	$6,783/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 307

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs