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$400K · 2 bed Condo Apartment · Unit 409, The Galleries, 172 Eighth Street, Collingwood, Ontario L9Y 4T2 | HomeSearchCanada

$399,900

Unit 409

146 DOM

21146d

Map

⚡ Insider Deal

DOM 146

↓ $19KMotivated SellerPrice Reduced

$399,900

↓ $19KMotivated Seller

DOM146days

Unit 409

The Galleries · 172 Eighth Street · Collingwood · Ontario L9Y 4T2

MLS® S12828326 · Collingwood · L9Y 4T2

21Vacant1000-1199 ft²Condo Apartment1-car UndergroundNo basement146d$364/ft²$2,960 tax/yrBuilt 198541 yrs oldNo basement

146 days on market

About this home

Welcome to The Galleries! This bright, spacious and freshly painted fourth floor 2-bedroom, 1-bathroom condo located in a sought after building which is perfect for the retiree lifestyle. Nestled in the heart of Collingwood, this unit offers Easterly views of town providing the perfect place to enjoy your morning coffee from the large, covered balcony. No more snow to brush off your vehicle during the winter months with the convenience of one owned underground parking space (#80) in addition to…

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Property details

MLS#: S12828326
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Property features: Library, Place Of Worship, Hospital, Public Transit, Park

Building name: The Galleries
Condo corp #: 158
Balcony: Open
Locker: Exclusive
Association amenities: Concierge, Elevator, Exercise Room, Guest Suites, Sauna, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster) · Controlled Entry, Year Round Living
Fronting on: —
Cross street: Oak & Eighth
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote
Parking features: Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $19KPrice reduction

MLS shows the seller reduced the asking price by $19,100 (from $419,000 to $399,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX Four Seasons Realty Limited

Source: TRREB/PROPTX · MLS® S12828326

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$400K

Unit 409 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,960 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,362/mo

incl. closing costs (yr 1)

Annual total

$52,341

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$2,013/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$247/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$84/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $18,205/yr

Property taxes14% $7,434/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,999/yr

Condo fees23% $12,043/yr

Closing costs10% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,960	$247/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$12,043	$1,004/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,341	$4,362/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 409

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs