$385K · 1 bed Condo Apartment · Unit 105, 5 Greenwich Street, Barrie, Ontario L4N 7Y8

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About this home

Simplify your life without sacrificing comfort. Welcome to treetop serenity at 5 Greenwich St set within Ardagh Bluffs in Bear Creek Eco Park. Unit 105 is a convenient main floor open concept condo. Bright, spacious, modern design and well appointed kitchen, walk-out to terrace. Freshly painted and upgraded cabinets, light fixtures, laundry storage, remodelled bathroom. Ensuite laundry, 9 foot ceilings and 1 exterior parking spot. Centrally located with easy access to HWY 400, major shopping and…

Property details

MLS#

S12816378

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

2018

Occupancy: Owner Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Unknown
Foundation: Concrete
Property features: Cul de Sac/Dead End, Park, Public Transit

View: Trees/Woods

Condo corp #: 428
Balcony: Enclosed
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Controlled Entry, Landscaped, Patio
Fronting on: —
Cross street: Ferndale Dr S & Ardagh Rd
Stories: —
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Water Heater
Parking features: Surface

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $424,900 to $384,900).

Motivated SellerWhy this label

194 days on market — Listing has been active for 194 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $384,900✓ $2,866 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,637/mo

incl. closing costs (yr 1)

Annual total

$43,646

year 1

Mortgage only

$1,460/mo

principal + interest

Beyond mortgage

$1,365/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$76,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$239/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,849/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,249

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,522/yr

Property taxes16% $7,115/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,849/yr

Condo fees10% $4,500/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,522	$1,460/mo
Government & taxes
Property tax	$2,866	$239/mo
Land transfer tax(closing)	$4,249	$354/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,849	$321/mo
Condo fees
Condo / HOA fees	$4,500	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,646	$3,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 105

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs