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$90K · 1+1 bed Timeshare · Unit 5404-54, Living Wates Resort & Spa, 9 Harbour Street, Collingwood, Ontario L9Y 5C5 | HomeSearchCanada

$90,000

Unit 5404-54

316 DOM

1+12316d

Map

DOM 316

Motivated SellerWaterfront

$90,000

Motivated Seller

DOM316days

Unit 5404-54

Living Wates Resort & Spa · 9 Harbour Street · Collingwood · Ontario L9Y 5C5

MLS® S12478410 · Collingwood · L9Y 5C5

1+12TenantOccupied1200-1399 ft²TimeshareNoneNo basement316d$69/ft²$550 tax/yrNo basement

316 days on market

About this home

3 WEEK FRACTIONAL OWNERSHIP AT Collingwood's only waterfront resort.Built in 2021, this Phase 4 unit located on the top floor (almost corner unit) of Living Water Resort offers amazing unobstructed views of Georgian Bay from their private balconies. Available weeks are #37, 38 & 49 (2nd & 3rd week of September & 1st week of December). Flexible ownership allows use of weeks as scheduled, or exchanged locally, or traded internationally! Not able to book your stay? You can add your unit to a rental…

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Property details

MLS#: S12478410
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 2 full, 0 half
Rooms: 3 + 2
Kitchens: 2
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Timeshare
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 593720254

Occupancy: Tenant Occupied
Washrooms: 3 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Property features: Beach, Golf, Hospital, Library, Marina, Skiing

View: Bay

Waterfront: Yes
Water view: Direct
Water body: Georgian Bay
Shoreline: Clean
Waterfront features: Boat Launch, Marina Services

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: Hwy 26 / Balsam
Stories: —
Utilities: —
Laundry: Ensuite
Interior: In-Law Suite, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

316 days on market — Listing has been active for 316 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Century 21 Millennium Inc.

Source: TRREB/PROPTX · MLS® S12478410

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$90K

Unit 5404-54 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $90,000✓ $550 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$1,419/mo

incl. closing costs (yr 1)

Annual total

$17,024

year 1

Mortgage only

$341/mo

principal + interest

Beyond mortgage

$567/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$18,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$46/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$625

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)24% $4,097/yr

Property taxes7% $1,175/yr

Utilities24% $4,152/yr

Insurance & security9% $1,600/yr

Maintenance5% $900/yr

Closing costs30% $5,100/yr

Mortgage is 24% of your true cost of ownership. The other 76% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$4,097	$341/mo
Government & taxes
Property tax	$550	$46/mo
Land transfer tax(closing)	$625	$52/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$900	$75/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$17,024	$1,419/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5404-54

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs