$750K · 2 bed Condo Townhouse · 23 White Oaks Road, Barrie, Ontario L4N 5A2

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About this home

CONDO LIVING, BUT BETTER! STUNNING WATER VIEW TOWNHOUSE CONDO. PRIVATE TERRACES WITH ABILITY TO HAVE A BBQ, GARDENS AS WELL AS A PRIVATE GARAGE. ALL THE PERKS WITH NONE OF THE WORRIES! OPEN BRIGHT CONCEPT WITH HARDWOOD FLOORS, 2 SPACIOUS BEDROOMS EACH WITH ITS OWN ENSUITE FOR ULTIMATE PRIVACY & CONVENIENCE. BONUS WATER VIEW ROOM PERFECT AS AN OFFICE/LIBRARY/OR RELAXATION SPACE. EXPANSIVE TERRACES OVERLOOKING BREATHTAKING WATER VIEWS, IDEAL FOR MORNING COFFEES OR EVENING SUNSETS.DOUBLE CAR GARAGE…

Property details

MLS#

S12472307

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Partial Basement, Finished

Style

3-Storey

Type

Condo Townhouse

Year built

2003

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Cul de Sac/Dead End, Lake/Pond, Library

Fireplaces: 1
Fireplace features: Natural Gas

View: Trees/Woods, Water, City

Condo corp #: 306
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Landscaped
Fronting on: —
Cross street: LAKESHORE/MINET'S POINT
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Lower Level
Interior: Auto Garage Door Remote, Water Heater Owned
Parking features: Inside Entry, Private

Price movement & seller pressure

↓ $150KPrice reduction

MLS shows the seller reduced the asking price by $150,000 (from $899,900 to $749,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,900✓ $6,740 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,133/mo

incl. closing costs (yr 1)

Annual total

$85,595

year 1

Mortgage only

$2,845/mo

principal + interest

Beyond mortgage

$2,874/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$562/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$105/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $34,139/yr

Property taxes21% $18,213/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,499/yr

Condo fees18% $15,084/yr

Closing costs6% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,139	$2,845/mo
Government & taxes
Property tax	$6,740	$562/mo
Land transfer tax(closing)	$11,473	$956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,499	$625/mo
Condo fees
Condo / HOA fees	$15,084	$1,257/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$85,595	$7,133/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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23 White Oaks Road

About this home

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Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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