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$479,000
DOM2days65 Oneida Crescent · Richmond Hill · Ontario L4B 0G9
2 days on market
Welcome to SkyCity2 by Pemberton Group! Live in the heart of Richmond Hill in this bright and spacious 1-bedroom plus den suite, featuring modern upgrades throughout, high smooth ceilings, and a contemporary kitchen with full-size stainless steel appliances. The inviting open-concept layout and floor-to-ceiling windows fill the suite with natural light, while the functional design provides comfortable and practical everyday living. Walk out directly to the private balcony from both the living ro…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 LEADING EDGE REALTY INC.
Source: TRREB/PROPTX · MLS® N14103862
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,806 | $1,817/mo |
| Government & taxes | ||
| Property tax | $2,292 | $191/mo |
| Land transfer tax(closing) | $6,055 | $505/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,790 | $399/mo |
| Condo fees | ||
| Condo / HOA fees | $8,576 | $715/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $54,179 | $4,515/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.