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$749,000
DOM3daysGirbaltar II · 32 Clarissa Drive · Richmond Hill · Ontario L4C 9R7
3 days on market
Rise above it all in the heart of Richmond Hill. Perched on the penthouse level of Tridel's celebrated Gibraltar II, PH22 is a sun-washed retreat of approx. 1,100 sq ft where every window frames the sky. Look south over a sea of treetops that turns to gold each autumn, and on clear days watch the Toronto skyline shimmer on the horizon. Mornings begin in light: rich hardwood floors glow beneath floor-to-ceiling windows, and the open living and dining room flows out to a private south-facing balco…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: COLDWELL BANKER THE REAL ESTATE CENTRE
Source: TRREB/PROPTX · MLS® N14100382
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $34,098 | $2,841/mo |
| Government & taxes | ||
| Property tax | $2,744 | $229/mo |
| Land transfer tax(closing) | $11,455 | $955/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,490 | $624/mo |
| Condo fees | ||
| Condo / HOA fees | $11,401 | $950/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $77,847 | $6,487/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.