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$340,000
DOM14days326 Major Mackenzie Drive · Richmond Hill · Ontario L4C 8T4
14 days on market
Welcome to this bright and spacious 1-bedroom plus den suite in the heart of Richmond Hill. Offering approximately 769 sq. ft. of well-designed living space, this original-owner unit has been lovingly maintained and presents an excellent opportunity for first-time buyers, downsizers, or investors looking to personalize a home to suit their own style.The functional open-concept layout features a welcoming foyer with double closet, a spacious living and dining area, and a practical kitchen with am…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: EXP REALTY
Source: TRREB/PROPTX · MLS® N13883406
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $15,478 | $1,290/mo |
| Government & taxes | ||
| Property tax | $1,665 | $139/mo |
| Land transfer tax(closing) | $3,575 | $298/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,400 | $283/mo |
| Condo fees | ||
| Condo / HOA fees | $10,686 | $891/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $45,464 | $3,789/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.