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$809,900
DOM19days35 Baker Hill Boulevard · Whitchurch-Stouffville · Ontario L4A 1P8
19 days on market
Welcome to Suite 309 at The Terrace on Rouge Creek, an elegant boutique condominium where exceptional design, quality craftsmanship and effortless living come together. This sought-after split two-bedroom layout with two full bathrooms offers the perfect balance of space, privacy and functionality. A generous den provides outstanding flexibility as a guest room, enclosed home office or private library, making this suite ideal for today's lifestyle. From the moment you enter, the spacious foyer c…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX REALTRON PROPERTY GROUP REALTY INC.
Source: TRREB/PROPTX · MLS® N13859418
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $36,870 | $3,073/mo |
| Government & taxes | ||
| Property tax | $3,368 | $281/mo |
| Land transfer tax(closing) | $12,673 | $1,056/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,099 | $675/mo |
| Condo fees | ||
| Condo / HOA fees | $9,984 | $832/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $81,654 | $6,805/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.