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$555,000
481 Rupert Avenue · Whitchurch-Stouffville · Ontario L4A 1Y7
21 days on market
Ground-floor living, top-floor attitude. This bright 2-bed, 2-bath suite offers a private entrance (no elevator small talk required) and an open-concept living/dining space with a walkout to your own balcony. Stainless steel appliances in the kitchen, ensuite laundry, and a 4-piece ensuite off the primary keep mornings simple. One owned underground parking spot and a private locker handle the practical stuff. The building brings the fun - indoor pool, gym, and a party/games room for when your fr…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $24KPrice reduction
MLS shows the seller reduced the asking price by $24,000 (from $579,000 to $555,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 LEADING EDGE REALTY INC.
Source: TRREB/PROPTX · MLS® N13856420
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,266 | $2,105/mo |
| Government & taxes | ||
| Property tax | $3,000 | $250/mo |
| Land transfer tax(closing) | $7,575 | $631/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,550 | $463/mo |
| Condo fees | ||
| Condo / HOA fees | $8,364 | $697/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $60,415 | $5,035/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.