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$499,900
DOM23daysRidge Condos · 166 Olive Street · East Gwillimbury · Ontario L9N 1M9
23 days on market
Welcome to 166 Olive Street, Unit 109, a beautifully presented ground-floor residence offering over 850 sq. ft. of thoughtfully designed living space in the desirable community of Holland Landing. With its tall ceilings, fresh neutral décor and abundant natural light, this inviting two-bedroom suite offers a wonderful blend of style, comfort and convenience.The open-concept living and dining areas provide an easy, versatile setting for both everyday living and entertaining, while the well-appoin…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK YORK GROUP REALTY LTD.
Source: TRREB/PROPTX · MLS® N13845700
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,758 | $1,896/mo |
| Government & taxes | ||
| Property tax | $2,026 | $169/mo |
| Land transfer tax(closing) | $6,473 | $539/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,999 | $417/mo |
| Condo fees | ||
| Condo / HOA fees | $7,682 | $640/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,097 | $4,425/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.