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$650,000
40 Baif Boulevard · Richmond Hill · Ontario L4C 5M9
38 days on market
Spacious unit, feels like a bungalow, great layout, tastefully and professionally renovated, 3 bedroom cornwe unit with professionally reonvated bathrooms, and newer kitchen, located in a prime Richmond Hill location. gracious and comfort living at it's best, with side by side parking for 2 cars, and a locker for extra storage. Conveniently located near public transport, place of worship and walking distance to Hillcrest mall. The garage is equiped with car wash and this unit also features, an e…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $80KPrice reduction
MLS shows the seller reduced the asking price by $80,000 (from $730,000 to $650,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE CLASSIC REALTY INC.
Source: TRREB/PROPTX · MLS® N13786944
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,591 | $2,466/mo |
| Government & taxes | ||
| Property tax | $2,600 | $217/mo |
| Land transfer tax(closing) | $9,475 | $790/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,500 | $542/mo |
| Condo fees | ||
| Condo / HOA fees | $14,304 | $1,192/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $73,130 | $6,094/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.