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$435,000
DOM70days23 Oneida Crescent · Richmond Hill · Ontario L4B 0A2
70 days on market
Located In A Prime Richmond Hill Community. This 1 Bed/l Bath condo W/ All inclusive maintenance fees Including Hydro, Heat, Water, Internet And Cable. Next to Hwy 7, Go Train/Bus, YRT, Viva Hub, Unobstructed view of GTA. Surrounded by Theatre, Mall, Walmart, major groceries,Future Subway Station. Don't Miss Out! Some of the photos are virtually staged.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: REMAX YOUR COMMUNITY REALTY
Source: TRREB/PROPTX · MLS® N13676458
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,803 | $1,650/mo |
| Government & taxes | ||
| Property tax | $1,872 | $156/mo |
| Land transfer tax(closing) | $5,175 | $431/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,350 | $363/mo |
| Condo fees | ||
| Condo / HOA fees | $8,625 | $719/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,485 | $4,207/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.