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$695K · 3 bed Condo Townhouse · Unit 48, B194 Cedar Beach Road, Brock, Ontario L0K 1A0 | HomeSearchCanada

$695,000

Unit 48

29 DOM

3329d

DOM 29

Waterfront

$695,000

DOM29days

Unit 48

B194 Cedar Beach Road · Brock · Ontario L0K 1A0

MLS® N13651100 · Beaverton · L0K 1A0

33OwnerOccupied2500-2749 ft²Condo Townhouse1-car AttachedNo basement29d$265/ft²$4,778 tax/yrNo basement

29 days on market

About this home

Welcome to this beautifully updated waterfront condo in an award-winning active-adult community on Lake Simcoe. This spacious two-storey residence offers exceptional main-floor living, three bedrooms, three bathrooms, and impressive lake views with western sunset exposure. Thoughtful upgrades enhance the home throughout, including stunning hardwood floors in the principal rooms and beautifully updated bathrooms a well as newer natural gas furnace central A/C. The bright, open-concept layout feat…

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Property details

MLS#: N13651100
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 8
Kitchens: 1
Size: 2500-2749Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 5 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Foundation: Slab
Property features: Beach, Cul de Sac/Dead End, Golf, Lake Access, Waterfront, Lake/Pond

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Simcoe
Shoreline: Clean, Shallow, Rocky
Waterfront features: Dock, Stairs to Waterfront

Condo corp #: 96
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Club House, Communal Waterfront Area, Game Room, Outdoor Pool, Tennis Court
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Aluminum Siding, Brick · Deck, Landscaped, Lighting, Patio, Privacy, Porch Enclosed
Fronting on: —
Cross street: PARKLAWN BLVD/CEDAR BEACH RD
Stories: 1
Utilities: —
Laundry: In Hall
Laundry level: Main Level
Interior: Auto Garage Door Remote, Bar Fridge, Primary Bedroom - Main Floor, Water Purifier
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: AFFINITY GROUP PINNACLE REALTY LTD.

Source: TRREB/PROPTX · MLS® N13651100

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$695K

Unit 48 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $695,000✓ $4,778 tax✓ Gas✓ 2500-2749 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,290/mo

incl. closing costs (yr 1)

Annual total

$75,479

year 1

Mortgage only

$2,637/mo

principal + interest

Beyond mortgage

$2,330/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$398/mo

Utilities

Hydro / electricity$101/mo

≈ $0.07/ft² × ~2,625 ft² · ON avg ~$101/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$75/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $31,639/yr

Property taxes20% $15,153/yr

Utilities6% $4,273/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,950/yr

Condo fees14% $10,764/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,639	$2,637/mo
Government & taxes
Property tax	$4,778	$398/mo
Land transfer tax(closing)	$10,375	$865/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,213	$101/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,950	$579/mo
Condo fees
Condo / HOA fees	$10,764	$897/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,479	$6,290/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 48

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs