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$600K · 2 bed Condo Apartment · Unit 443, 415 Sea Ray Avenue, Innisfil, Ontario L9S 0R5 | HomeSearchCanada

$599,900

Unit 443

45 DOM

2245d

Map

DOM 45

$599,900

DOM45days

Unit 443

415 Sea Ray Avenue · Innisfil · Ontario L9S 0R5

MLS® N13592508 · Rural Innisfil · L9S 0R5

22Vacant900-999 ft²Condo Apartment1-car UndergroundNo basement45d$632/ft²$5,157 tax/yrBuilt 20233 yrs oldNo basement

45 days on market

About this home

TURNKEY LUXURY AT FRIDAY HARBOUR - PROFESSIONALLY DESIGNED 4TH-FLOOR CONDO WITH PREMIUM FINISHES & FOREST VIEWS! Welcome to the ultimate resort lifestyle at Friday Harbour, where this rare 4th-floor condo in the coveted High Point building offers turnkey luxury, custom design, and peaceful treed views that make every day feel like a getaway. Professionally styled inside and out by Madison Taylor Interiors, this fully furnished suite includes premium furnishings, kitchenware, two 65" Samsung Fram…

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Property details

MLS#: N13592508
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: HDRR3

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Beach, Golf, Greenbelt/Conservation, Park, Marina, Lake Access

View: Trees/Woods, Forest

Condo corp #: 499
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Party Room/Meeting Room, Outdoor Pool
Fees include: Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Hot Tub, Landscaped, Year Round Living
Fronting on: —
Cross street: Riva Ave/Sea Ray Ave
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Auto Garage Door Remote
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® N13592508

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$600K

Unit 443 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $5,157 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,462/mo

incl. closing costs (yr 1)

Annual total

$65,543

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$2,022/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$430/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $27,310/yr

Property taxes21% $13,630/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,999/yr

Condo fees12% $7,944/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$5,157	$430/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$7,944	$662/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,543	$5,462/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 443

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs