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$550,000
29 Northern Heights · Richmond Hill · Ontario L4B 4L8
123 days on market
Excellent Location! Bright And Sunny, Spacious Two Bedroom, Two Bathroom Condo With Large Windows. Combined Living And Dining. Open Concept Kitchen With Breakfast Bar. New Stainless Steel Fridge, Stove and Dishwasher. Master Suite With Walk In Closet And Ensuite Bath. Second Bedroom With Closet And Large Windows. Open Balcony Has Unobstructed South View, Access From Livingroom And Second Bedroom. Amenities Include 24 hr Gate Security, Indoor Pool, Sauna, Gym, Party Room. Minutes To Major Highway…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE CERTIFIED REALTY
Source: TRREB/PROPTX · MLS® N13475046
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,038 | $2,087/mo |
| Government & taxes | ||
| Property tax | $2,425 | $202/mo |
| Land transfer tax(closing) | $7,475 | $623/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,500 | $458/mo |
| Condo fees | ||
| Condo / HOA fees | $12,948 | $1,079/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,046 | $5,337/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.