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$630,000
ERA2 Condos · 95 Oneida Crescent · Richmond Hill · Ontario L4B 0H5
75 days on market
Bright and spacious 2-bedroom, 2 full-bath unit features floor-to-ceiling windows and a large private balcony, filling the home with natural light throughout the day. Perfectly situated in one of Richmond Hill's most convenient locations, just steps to Langstaff GO Station and Richmond Hill Centre Terminal, with seamless access to Highway 7 and Highway 407 for effortless commuting across the GTA. Enjoy an exceptional lifestyle surrounded by everyday conveniences, including Hillcrest Mall, South…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $18KPrice reduction
MLS shows the seller reduced the asking price by $18,000 (from $648,000 to $630,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REMAX YC REALTY
Source: TRREB/PROPTX · MLS® N13471542
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,680 | $2,390/mo |
| Government & taxes | ||
| Property tax | $2,742 | $228/mo |
| Land transfer tax(closing) | $9,075 | $756/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,300 | $525/mo |
| Condo fees | ||
| Condo / HOA fees | $7,263 | $605/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,720 | $5,393/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.