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$648K · 2 bed Condo Apartment · Unit 408, 55 Oneida Crescent, Richmond Hill, Ontario L4B 0E8 | HomeSearchCanada

$648,000

Unit 408

34 DOM

2234d

Map

DOM 34

$648,000

DOM34days

Unit 408

55 Oneida Crescent · Richmond Hill · Ontario L4B 0E8

MLS® N13468086 · Langstaff · L4B 0E8

22OwnerOccupied800-899 ft²Condo Apartment2-car UndergroundNo basement34d$763/ft²$2,860 tax/yrNo basement

34 days on market

About this home

Beautiful, spacious 2-bedroom, 2-bathroom luxury suite in a convenient Richmond Hill location just off Yonge Street. This large 815 sq. ft. unit offers a quiet exposure, 9-foot ceilings, floor-to-ceiling windows, and a functional split-bedfoom layout with excellent use of space. Balcony with quiet exposure overlooking green terrace, BEQs are allowed on the balcony. Move-in ready with a separate dining area/den, walk-in closet in the primary bedroom, granite countertops in the kitchen and bathroo…

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Property details

MLS#: N13468086
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route

Condo corp #: 1315
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Concierge, Indoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Yonge & HWY 7
Stories: 2
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Other
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REMAX YOUR COMMUNITY REALTY

Source: TRREB/PROPTX · MLS® N13468086

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$648K

Unit 408 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $648,000✓ $2,860 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,774/mo

incl. closing costs (yr 1)

Annual total

$69,291

year 1

Mortgage only

$2,458/mo

principal + interest

Beyond mortgage

$2,071/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$238/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,480/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $29,500/yr

Property taxes18% $12,295/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,480/yr

Condo fees15% $10,357/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,500	$2,458/mo
Government & taxes
Property tax	$2,860	$238/mo
Land transfer tax(closing)	$9,435	$786/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,480	$540/mo
Condo fees
Condo / HOA fees	$10,357	$863/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,291	$5,774/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs