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$549K · 2 bed Condo Apartment · Unit 128, 415 Sea Ray Avenue, Innisfil, Ontario L9S 2P7 | HomeSearchCanada

$549,000

Unit 128

93 DOM

2293d

Map

DOM 93

Motivated Seller

$549,000

Motivated Seller

DOM93days

Unit 128

415 Sea Ray Avenue · Innisfil · Ontario L9S 2P7

MLS® N13242182 · Rural Innisfil · L9S 2P7

22TenantOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement93d$646/ft²$4,485 tax/yrBuilt 20233 yrs oldNo basement

93 days on market

About this home

Step into the best of resort style living with this upgraded ground floor 2 bed + 2 bath unit at Friday Harbor. Inside, you'll find a spacious retreat with modern finishes throughout, including a gourmet kitchen, generously sized bedrooms, high ceilings and lots of upgrades throughout. Just a short stroll away, enjoy easy access to the marina, shops, and a variety of dining spots, making everyday life feel like a resort escape. Whether you're unwinding on nearby trails or diving into outdoor act…

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Property details

MLS#: N13242182
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Beach, Golf, Greenbelt/Conservation, Lake Access, Marina

Condo corp #: 499
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Bus Ctr (WiFi Bldg), Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Big Bay Point & Friday Dr
Stories: 1
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Carpet Free, Intercom, Primary Bedroom - Main Floor, Ventilation System, Storage
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

93 days on market — Listing has been active for 93 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ENGEL & VOLKERS TORONTO CITY

Source: TRREB/PROPTX · MLS® N13242182

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$549K

Unit 128 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $4,485 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,007/mo

incl. closing costs (yr 1)

Annual total

$60,085

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,845/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$374/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,993/yr

Property taxes20% $11,940/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,490/yr

Condo fees12% $7,002/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$4,485	$374/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Condo fees
Condo / HOA fees	$7,002	$584/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,085	$5,007/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 128

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs