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$818,000
8 Walder Lane · Richmond Hill · Ontario L4S 0P7
144 days on market
Welcome To This Luxury Stacked up Townhouse At Bayview & Elgin Mills. 2 Bedroom Plus Den, 2 Full Bath And 1 Powder Room Layout With Roof Top Patio. 1333Sf Suite Area, 75sf Balcony And 340sf Roof Terrace, Open Concept Kitchen, Quartz Countertop, S/S Built In Appliance. Smooth ceiling throughout. Only A Few Minutes Drive To Banks, Restaurants, Costco, Walmart, Home Depot, School And Highway 404. Don't Miss it. One Parking & One Locker Included.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® N13225146
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $37,239 | $3,103/mo |
| Government & taxes | ||
| Property tax | $4,716 | $393/mo |
| Land transfer tax(closing) | $12,835 | $1,070/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,180 | $682/mo |
| Condo fees | ||
| Condo / HOA fees | $3,757 | $313/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $77,387 | $6,449/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.